-
Competitive rates for the purchase, refinance, or construction of commercial properties
-
Available for owner-occupied or investment properties
-
Repayment terms customized to fit your business’s unique needs
-
Lending professionals with working knowledge of the local real estate market
-
Quick, local decision-making and processing
-
Attentive, friendly service from start to finish
What you will need
Download Checklist-
Business Information (Secretary of State Filing, EIN, Articles, Bylaws, etc)
-
Guarantor(s) Information (current Driver’s License, SSN, etc)
-
Identifying information on all persons or entities with a 25% or greater ownership (current Driver’s License, SSN, etc)
-
Business current balance sheet
-
Last 3 years business tax returns; all schedules, statements, etc.
-
Current year-to-date income statement
-
Current balance sheet for each Guarantor
-
Last 3 years personal tax returns for each guarantor; all schedules, statements, etc.
-
Detailed collateral Information (max LTV 80% of the lesser of appraised value or purchase price)
-
For land development requests; site development plan, layout, survey, etc.
