APY = Annual Percentage Yield. Rates effective as of April 8th, 2024. Fees may reduce earnings.
Kasasa Cash* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $50 | 2.47% | 2.50% |
| $10,000+ | $50 | 0.30% | 2.50% to 0.30% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications
Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least one direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive eStatements
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Saver* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $25,000 | $50 | 1.00% | 1.01% |
| $25,000+ | $50 | 0.30% | 1.00% to 0.30% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least one direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive eStatements
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Certificates of Deposit (CDs) Learn More
| Term | Rate | APY |
|---|---|---|
| 3 Month | 2.97% | 3.00% |
| 6 Month | 4.76% | 4.85% |
| 12 Month | 4.99% | 5.08% |
| 18 Month | 4.43% | 4.50% |
| 24 Month | 4.09% | 4.15% |
| 36 Month | 1.35% | 1.36% |
| 48 Month | 1.45% | 1.46% |
| 60 Month | 1.75% | 1.76% |
All regular CDs require a minimum balance of $500.00
APY is based on quarterly compounding and assumes interest remains on deposit. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates are subject to change at any time without notice.
Money Market Learn More
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $9,999.99 | 0.15% | 0.15% |
| $10,000 - $24,999.99 | 0.25% | 0.25% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000+ | 0.75% | 0.75% |
Other Accounts
| Account | Minimum to Open | Rate | APY |
|---|---|---|---|
| NOW Account | $1,000 | 0.15% | 0.15% |
| Youth Savings | $10 | 0.25% | 0.25% |
| Regular Savings | $50 | 0.25% | 0.25% |
Individual Retirement Accounts (IRAs) Learn More
| Term | Rate | APY |
|---|---|---|
| 3 Month | 2.97% | 3.00% |
| 6 Month | 4.76% | 4.85% |
| 12 Month | 4.99% | 5.08% |
| 18 Month | 4.43% | 4.50% |
| 24 Month | 4.09% | 4.15% |
| 36 Month | 1.35% | 1.36% |
| 48 Month | 1.45% | 1.46% |
| 60 Month | 1.75% | 1.76% |
Penalty for early withdrawal