Security State Bank of Wanamingo











	We have just ended 2010 and there is still concern about unemployment and depressed house values. But the Christmas season has indicated that the American consumer was spending more money and anticipating that 2011 will be a better year. Security State Bank of Wanamingo is looking to the new year with hope and optimism for our customers and local community. On January 1, 2011, I am stepping down as President of Security State Bank and Dean Baker will take over the presidency. He has been involved with the bank as a director for sixteen years and more recently as a Vice President. I encourage you to come to the bank and meet Dean. I am sure he would enjoy visiting with you. Charles V. Blastervold





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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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